Transfer Duty Calculator
Work out the SARS transfer duty on a home from the purchase price, using the rates for 1 March 2026 to 28 February 2027.
Property purchase
Worked example
These are the calculator's starting values, so the results above match this example until you change an input.
On a R 2 000 000 home bought from a private seller, transfer duty is R 33 786: R 13 614 for the part of the price up to R 1 663 800, plus 6% of the rest.
That is 1.69% of the price. You pay it in cash before transfer, on top of your deposit and attorney fees. Homes up to R 1 210 000 pay no transfer duty.
What is transfer duty?
Transfer duty is a tax the buyer pays to SARS when a property changes hands. It is based on the purchase price (or the fair value, if that is higher) and is paid through the conveyancing attorney before the property can be registered in your name. Banks do not usually include it in the bond, so plan to pay it in cash.
Transfer duty rates for 2026/27
The same table applies to everyone who buys property, whether you are a person, a company or a trust.
| Property value | Transfer duty |
|---|---|
| R 1 – R 1 210 000 | 0% |
| R 1 210 001 – R 1 663 800 | 3% of the value above R 1 210 000 |
| R 1 663 801 – R 2 329 300 | R 13 614 + 6% of the value above R 1 663 800 |
| R 2 329 301 – R 2 994 800 | R 53 544 + 8% of the value above R 2 329 300 |
| R 2 994 801 – R 13 310 000 | R 106 784 + 11% of the value above R 2 994 800 |
| R 13 310 001 and above | R 1 241 456 + 13% of the value above R 13 310 000 |
New homes: VAT instead of transfer duty
If you buy from a developer or another seller registered for VAT, the sale carries VAT (normally included in the price) and no transfer duty is payable. Choose that option above to see the difference. You still pay attorney transfer and bond registration costs.
Transfer duty rates checked on 12 October 2026 against SARS: transfer duty rates. They apply from 1 March 2026 to 28 February 2027 and are unchanged from the year before. Rates usually change from 1 March after the February Budget. This page is general educational information, not tax or financial advice.
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Open calculator →Frequently asked questions
How much is transfer duty on a R 1.5 million house?
R 8 700: 3% of the R 290 000 above R 1 210 000.
Who pays transfer duty?
The buyer. It is paid to SARS through the transfer attorney, who must get a SARS receipt before the transfer can be lodged at the Deeds Office.
Is there transfer duty on a house under R 1 210 000?
No. Properties up to R 1 210 000 pay no transfer duty, although attorney fees still apply.
Can transfer duty be added to my bond?
Usually not. Most banks expect you to pay transfer duty and attorney costs in cash, so save for them along with your deposit.
When must transfer duty be paid?
Within six months of the date the sale was agreed. After that SARS charges interest. In practice the attorney asks for it early in the transfer process.