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South African financial calculators made simple.

Calculate repayments, affordability, take-home pay, credit-card payoff, savings growth and more with clear assumptions and browser-first tools.

Explore calculators →How it works

TODAY'S QUICK CALCULATION

R 4 250

Illustrative monthly repayment

TOOLS22 launch tools

FOCUSSouth Africa

Calculator results are estimates and show the assumptions used.

POPULAR TOOLS

Start with a calculator.

Purpose-built tools for everyday financial decisions, with related explanations and transparent assumptions.

SALARY

Take-Home Pay Calculator

Estimate monthly PAYE, UIF and net pay for the 2026/27 tax year.

Open calculator → LOANS

Personal Loan Calculator

Estimate monthly repayments, total interest and total cost.

Open calculator → LOANS

Loan Affordability Calculator

Use your income, existing debt and chosen repayment assumption to estimate borrowing capacity.

Open calculator → PROPERTY

Home Loan Repayment Calculator

Estimate bond repayments, financed amount and total interest.

Open calculator → PROPERTY

Bond Affordability Calculator

Explore an illustrative home-loan amount from income and your chosen payment ratio.

Open calculator → PROPERTY

Home Deposit Calculator

See how your deposit changes the amount still to finance.

Open calculator → CREDIT

Credit Card Payoff Calculator

Estimate payoff time, total interest and total amount paid.

Open calculator → SAVINGS

Compound Interest Calculator

Model savings growth from an initial amount and recurring contributions.

Open calculator → LOANS

Car Finance Calculator

Estimate vehicle-finance repayments, interest and total cost.

Open calculator → PROPERTY

Bond Extra Payment Calculator

See how extra monthly payments could reduce loan time and interest.

Open calculator → PROPERTY

Rental Yield Calculator

Estimate gross and simple net rental yield.

Open calculator → TAX

VAT Calculator

Calculate VAT-exclusive, VAT amount and VAT-inclusive totals.

Open calculator → SAVINGS

Inflation Calculator

Estimate how inflation can change future purchasing costs.

Open calculator → SAVINGS

Investment Growth Calculator

Model growth from an initial amount and monthly contributions.

Open calculator → SAVINGS

Retirement Calculator

Estimate a potential retirement fund from regular contributions.

Open calculator → PLANNING

Net Worth Calculator

See your assets minus your liabilities in one simple snapshot.

Open calculator → BUDGET

Budget Calculator

See what remains after planned savings and regular spending.

Open calculator → CREDIT

Debt Freedom Calculator

Estimate payoff time and interest savings from extra payments.

Open calculator → PROPERTY

Buy vs Rent Calculator

Compare simplified buying and renting scenarios.

Open calculator → VEHICLES

Vehicle Affordability Calculator

Explore a vehicle finance budget from income and debt.

Open calculator → VEHICLES

Vehicle Cost per Kilometre

Estimate the complete cost of operating a vehicle per kilometre.

Open calculator → SALARY

Salary Increase Calculator

Calculate the effect of a percentage increase on gross pay.

Open calculator →

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BROWSE BY TOPIC

Explore finance topics.

LoansRepayments, interest & affordability PropertyHome loans, deposits & repayments SalaryPAYE, UIF & take-home pay Credit & DebtPayoff time & interest SavingsGrowth, interest & goals Tax & VATEveryday tax calculations PlanningInvesting, retirement & net worth BudgetMonthly cash flow & spending VehiclesFinance & ownership costs

TRANSPARENT BY DESIGN

Clear calculations.

Time-sensitive finance information is versioned by jurisdiction, effective date and source.

Browser-firstCalculator inputs are processed in the browser; no account is required.

Visible assumptionsWe explain what the calculator includes and what it does not.

Source-awareTax and other time-sensitive rules are tied to authoritative sources and review dates.