Home Deposit Calculator
See what percentage of a property price your deposit represents and how much remains to finance.
Deposit details
How the calculation works
Deposit percentage is calculated as the deposit divided by the property price. The amount left to finance is the property price minus the deposit.
Important assumptions
This calculator does not determine a lender's minimum deposit, affordability decision, interest rate or approval. Actual property purchases can also involve other costs.
Use the result as a planning figure alongside the actual costs and requirements that apply to your property transaction.
Frequently asked questions
How is deposit percentage calculated?
The calculator divides the deposit by the property price and expresses the result as a percentage.
Does a larger deposit always mean a better deal?
A larger deposit changes the amount financed, but the wider financial effect depends on the transaction, funding and your circumstances.
Are buying costs included?
No. The calculator only compares the property price and deposit; other purchase costs need separate planning.