Costs of buying a home
The monthly bond repayment is only one part of the cost of buying a property. A complete budget should consider the transaction and ongoing costs that actually apply.
Financing costs
Interest, lender fees and loan-related charges can affect the cost of financing.
Transaction costs
A property transaction may involve legal, transfer, registration, tax or other costs depending on the transaction and current rules.
Ongoing costs
Owners may also have insurance, rates, levies, maintenance and other recurring costs.
Use the calculator correctly
A home-loan calculator estimates the financing component. It should not be treated as a complete statement of the cost of buying a home.
Time-sensitive rules should be checked against the current official source and the applicable date. This page is intended as general educational information.
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