VIDEOS

Money Explained: the videos

Short animated explainers with Sam, Maya and the Interest Gremlin. Every episode links to a free Toolzeroo calculator that opens with the episode's numbers already filled in, so you can swap in your own.

VIDEO · 8:22

What Happens If You Only Pay the Minimum on Your Credit Card?

Paying only the credit card minimum turned Sam's $3,000 card into 15 years of payments and $4,433 of interest. Here's why the minimum payment works that way, the warning box US card statements must show, and the one rule that beats it.

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Coming next

Buy now, pay later: four easy payments, no interest. So why do so many people end up paying more? (US$ season, 22 November 2026)
Balloon payments and repo rate vs prime, with Naledi and Thabo (South African season, from 19 November 2026)

Watch in order on YouTube

Money Explained: Season 1 (US$)
Money Explained South Africa: Season 1 (rand)

General education, not financial advice. The characters are animated and the voices are AI text-to-speech.